{"id":478,"date":"2024-10-22T09:33:33","date_gmt":"2024-10-22T14:33:33","guid":{"rendered":"https:\/\/www.insurewiththeking.com\/?p=478"},"modified":"2024-10-22T09:38:01","modified_gmt":"2024-10-22T14:38:01","slug":"what-is-non-standard-auto-insurance-and-who-needs-it","status":"publish","type":"post","link":"https:\/\/www.insurewiththeking.com\/es\/blog\/what-is-non-standard-auto-insurance-and-who-needs-it\/","title":{"rendered":"What Is Non-standard Auto Insurance and Who Needs It?"},"content":{"rendered":"<p>Non-standard <a href=\"https:\/\/www.insurewiththeking.com\/coverage\/auto\/\">auto insurance<\/a> refers to policies designed for drivers considered higher risk. Unlike standard insurance, which typically covers drivers with clean records and fewer claims, non-standard insurance caters to those with unique situations that make them more difficult to insure.<\/p>\n<p>While anyone can benefit from understanding non-standard auto insurance, certain groups are more likely to require it:<\/p>\n<ul>\n<li><b>High-risk drivers<\/b>\u2014If you have a poor driving record, multiple traffic violations or a history of accidents, non-standard insurance may be your best option. <a href=\"https:\/\/oci.georgia.gov\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-479\" src=\"https:\/\/www.insurewiththeking.com\/wp-content\/uploads\/sites\/285\/2024\/10\/7614510.jpg\" alt=\"car, man, vehicle, auto insurance\" width=\"380\" height=\"253\" \/><\/a><\/li>\n<\/ul>\n<ul>\n<li><b>Young or inexperienced drivers<\/b>\u2014New drivers, especially teenagers, often face higher premiums and may qualify only for non-standard coverage.<\/li>\n<\/ul>\n<ul>\n<li><b>Drivers with a lapse in coverage<\/b>\u2014If you\u2019ve had a gap in your insurance history, it can be harder to find standard coverage, making non-standard insurance more accessible.<\/li>\n<\/ul>\n<ul>\n<li><b>Those with specialized vehicles<\/b>\u2014If you own a high-performance or modified car, you may need a non-standard policy tailored to your vehicle\u2019s unique needs.<\/li>\n<\/ul>\n<ul>\n<li><b>Drivers who have been denied standard insurance<\/b>\u2014If traditional insurers have turned you away, non-standard insurance can provide the coverage you need.<\/li>\n<\/ul>\n<h2>Considerations When Choosing Non-standard Insurance<\/h2>\n<p>If you find yourself needing non-standard auto insurance, here are a few things to keep in mind:<\/p>\n<ul>\n<li><b>Compare quotes<\/b>\u2014Different insurers offer varying rates and coverage options. Shopping around can help you find the best deal.<\/li>\n<\/ul>\n<ul>\n<li><b>Understand your policy<\/b>\u2014Make sure you fully understand the terms, conditions and limitations of your non-standard policy.<\/li>\n<\/ul>\n<ul>\n<li><b>Look for discounts<\/b>\u2014Some non-standard insurers offer discounts for certain safe driving courses or other criteria. Be sure to ask about available discounts.<\/li>\n<\/ul>\n<h2>Contact Us<\/h2>\n<p><a href=\"https:\/\/www.insurewiththeking.com\/contact-us\/\">Contact King Insurance<\/a> in Jonesboro, Georgia, for a non-standard auto insurance quote.<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Non-standard auto insurance refers to policies designed for drivers considered higher risk. Unlike standard insurance, which typically covers drivers with clean records and fewer claims, non-standard insurance caters to those with unique situations that make them more difficult to insure. While anyone can benefit from understanding non-standard auto insurance, certain groups are more likely to [&hellip;]<\/p>\n","protected":false},"author":264,"featured_media":479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"1","_seopress_titles_title":"","_seopress_titles_desc":"While anyone can benefit from understanding non-standard auto insurance, certain groups are more likely to require it.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/posts\/478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/users\/264"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/comments?post=478"}],"version-history":[{"count":0,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/posts\/478\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/media\/479"}],"wp:attachment":[{"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/media?parent=478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/categories?post=478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurewiththeking.com\/es\/wp-json\/wp\/v2\/tags?post=478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}