Business Insurance in Jonesboro, Georgia
At King Insurance, we provide customized business insurance solutions to meet your needs. Our experienced team can offer appropriate coverage at favorable rates.
What Is Business Insurance? 
Business insurance is a type of coverage designed to protect businesses from financial losses. It is a contract between the business owner and the insurance company, where the insurer can compensate for covered losses in exchange for premium payments.
What Do Business Policies Cover?
Depending on your specific needs and industry, business insurance may cover the following:
- General liability insurance—This can cover claims of bodily injury, property damage and personal injury (like libel or slander) that occur on your business premises or as a result of your business operations.
- Business property insurance—This may help cover your business property, including buildings and equipment, if it’s damaged by incidents such as fire, theft or natural disasters.
- Business interruption insurance—This can provide financial support if your business operations are disrupted due to a covered event, helping to replace lost income and cover extra expenses during the shutdown.
- Commercial auto insurance—This can cover vehicles used for business purposes. It typically includes liability coverage for third-party injuries and property damage in an at-fault accident. It may also include physical damage coverage for business vehicles.
- Professional liability insurance—This can cover claims of negligence, misrepresentation or inaccurate advice against your business.
- Workers’ compensation insurance—This can offer benefits to employees injured or ill due to work-related incidents, covering medical expenses and lost wages.
How Does This Work?
Business insurance works by transferring the financial risks faced by a business to an insurance company. The business owner pays regular premiums, and in return, the insurer may provide financial compensation for specific events or losses outlined in the policy. When a covered event occurs, the business owner files a claim, and the insurance company assesses and approves the claim based on the policy terms.
Business Insurance Near You
If you need business insurance solutions, King Insurance is here to help. Contact us today to get started.